Local • Fast • MD Licensed

MARYLAND SURETY BONDS

As a local, independent agency, we know Maryland’s rules and requirements. Our licensed agents partner with top bond carriers to secure the best rates, help you avoid costly mistakes, and issue bonds quickly.

Call (410) 650-6020 or request your Maryland surety bond quote online now.

We place coverage through NFIP & vetted private carriers.

GET YOUR

FREE Surety Bond Quote Today!

Why Choose Platinum Insurance for Surety Bonds in Maryland?

  • Same-Day Issuance – Most license & permit bonds issued within minutes.
  • Maryland Expertise – We know MHIC, Orphans’ Courts, and state-specific regulations.
  • Programs for All Credit Levels
  • From strong to challenged credit, we find solutions.
  • Compliance First – We review obligee forms to reduce rejections.
  • Local Support – Speak directly with Maryland-based agents, not a call center.


Don’t risk delays or rejections — get bonded today with Platinum Insurance.

Types of Maryland Surety Bonds We Offer

Contractor & Construction Bonds

License & Permit Bonds

Required by MHIC and other agencies for contractors, brokers, and professionals to legally operate.

Freight Broker Bonds

Meet the FMCSA $75K freight broker requirement. We process applications fast to keep you compliant.

Court & Probate Bonds

Executors, administrators, and guardians must often secure bonds before managing estates or court matters.

Public Official Bonds

For notaries, treasurers, and other Maryland officials to guarantee faithful performance of duties.

Who Needs a Surety Bond in Maryland?

  • Contractors bidding on public projects
  • Home improvement contractors applying for an MHIC license
  • Freight brokers operating under FMCSA rules
  • Executors & administrators in probate court
  • Public officials such as notaries and treasurers


If your work falls into one of these categories, a bond isn’t optional — it’s required by law.


Start your bond application today. Most Maryland bonds are approved in just minutes.

How Much Do Maryland Surety Bonds Cost?

Your premium depends on:

  • Bond Amount – Set by the obligee (e.g., MHIC = $20,000).
  • Risk Level – Small license bonds are less risky than large construction bonds.
  • Credit Score – Applicants with strong credit may pay as little as 1% of the bond amount.


Example: A $20,000 MHIC bond may cost as little as $200/year with strong credit.

Even with lower credit, we have bonding programs to get you approved quickly.

Common Bonding Issues We Solve

✅ Obligee name errors → We verify all documents to prevent rejection.

✅ Credit concerns → Flexible bonding options available.

✅ Tight deadlines → Same-day service for urgent requests.

Call (410) 650-6020 — we’ll get your Maryland bond approved fast.

Get Your Maryland Surety Bond Today

Platinum Insurance has over 25 years of experience helping Maryland contractors, freight brokers, fiduciaries, and public officials stay compliant with bonding requirements.

Most bonds are approved and issued in minutes.

Get started now →

Client Testimonials

Platinum Insurance

(4.7/5.0)

Platinum Insurance

(4.7/5.0)

David R.

Platinum Insurance made the bonding process incredibly easy. I needed a performance bond for a state project in Maryland, and they got it approved the same day. Excellent communication and fair pricing!

Michelle

As a small business owner, I was nervous about getting approved for a labor bond, but the Platinum team walked me through every step. Their guidance and support were top-notch.

Eric M.

I’ve worked with other surety agencies before, but Josh truly stands out. They understand Maryland’s bonding requirements inside out and deliver fast results without any hassle.

Laura K.

Our maintenance bond was processed in just a few hours. The team was professional, responsive and explained everything clearly. Highly recommend them for any contractor bonds.

John

We needed multiple bonds (bid, performance and payment) for a big job. These guys handled everything efficiently and kept us updated throughout the process. Great experience overall.

GET YOUR

FREE Surety Bond Quote Today!

FAQs

Yes. MHIC contractors must file a bond to receive or renew a license.

Yes. Applicants with lower credit are still eligible, though rates may be higher.

Yes. Most obligees accept e-bonds, and some require them.

Premiums usually range from 1–15% of the bond amount, depending on credit and risk.

License bonds typically renew annually. Contract bonds expire at project completion.

Client Testimonials

Platinum Insurance

(4.7/5.0)

Platinum Insurance

(4.7/5.0)

David R.

Platinum Insurance made the bonding process incredibly easy. I needed a performance bond for a state project in Maryland, and they got it approved the same day. Excellent communication and fair pricing!

Michelle

As a small business owner, I was nervous about getting approved for a labor bond, but the Platinum team walked me through every step. Their guidance and support were top-notch.

Eric M.

I’ve worked with other surety agencies before, but Josh truly stands out. They understand Maryland’s bonding requirements inside out and deliver fast results without any hassle.

Laura K.

Our maintenance bond was processed in just a few hours. The team was professional, responsive and explained everything clearly. Highly recommend them for any contractor bonds.

John

We needed multiple bonds (bid, performance and payment) for a big job. These guys handled everything efficiently and kept us updated throughout the process. Great experience overall.