Flooding is one of Florida’s most common natural disasters, and a single inch of water can cause thousands in damage. Platinum Insurance provides reliable and affordable flood insurance in Florida, helping homeowners and business owners protect their properties from unexpected flood losses. Whether you live on the coast or inland, our licensed agents make the process fast, clear, and simple.
Get the right flood insurance coverage before the next storm season hits.
Flood insurance provides financial protection for damages caused by rising waters, heavy rains, hurricanes, or storm surges. It covers both residential and commercial properties in Florida.
Your Florida flood insurance coverage may include:
Regular homeowners or business insurance doesn’t cover flood damage. Flood insurance ensures you’re financially protected when it matters most.
Our Florida insurance specialists help clients overcome the most frequent challenges, including:
The cost of flood insurance in Florida depends on several key factors:
💡 Example: The average Florida flood insurance cost ranges between $600 and $2,500 per year, depending on your property’s risk and coverage limits.
Platinum Insurance works with trusted national and private insurers to secure affordable, customized flood protection for every Florida property owner.
Flood insurance in Florida is available through both the National Flood Insurance Program (NFIP) and private insurers. Here’s how it works:
Flood insurance provides peace of mind and financial security during Florida’s hurricane and rainy seasons.
Don’t wait for the next tropical storm or hurricane to protect your property. Platinum Insurance makes getting flood insurance in Florida simple, affordable, and quick. Our experienced agents guide you through the process so you can focus on what matters — safeguarding your home or business.
Most Florida flood policies are approved within 24 hours. Get protected today with coverage you can trust.
It covers damage to your home or business caused by flooding, including structure, foundation, and personal property.
Flood insurance is required for properties in high-risk flood zones with federally backed mortgages, but strongly recommended for all Florida residents.
On average, flood insurance in Florida costs between $600 and $2,500 annually, depending on your flood zone, elevation, and coverage limits.
Yes, we work with both private flood insurance companies in Florida and the NFIP to offer flexible options.
Most NFIP policies activate within 30 days, while private flood insurance policies can become active sooner.
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Platinum Insurance provides Auto, Home, Contractors Liability, Surety Bonds, and Commercial Property Insurance.